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REAL ESATE LAWS AND REFERENCES 4.1

Real estate boom in Cebu to take peak in 2011 CEBU, Philippines – As big and small developers started to pour in their investments in 2010 to dramatically change Cebu’s real estate landscape, the year 2011 ushers in a new dimension of the industry’s boom. The renewed confidence of investors and market for the Philippine […]

REAL ESATE LAWS AND REFERENCES 3.3

What are the most common difficulties that agents or brokers experience with buyers? Common difficulties Silent objection – hesitancy of the prospect to express his objection thereby depriving the broker of the opportunity to answer or overcome it Presence of supposed advisers of the prospect who give negative remarks which tend to undermine the transaction Failure […]

REAL ESATE LAWS AND REFERENCES 3.2

HOW TO MAKE YOUR HOUSE SELL FASTER  In order to sell your house fast, it is necessary to prepare the house for sale in order to sell fast even in a down real estate market. Here are a few things you can do when looking to sell your home. 1)Talk to a real estate broker […]

REAL ESATE LAWS AND REFERENCES 3.1

How Competent Real Estate Brokers Ask Questions A buyer asks the agent, is this a good property? The agent then cites all the reasons for the property to look good of course with a motive of selling the property. But the buyers asks the same agent if another property in another subdivision is good, the […]

REAL ESATE LAWS AND REFERENCES 2.10

What are the Requirements for Bank Loan? BANK LOAN (General requirements of most banks, for specific, contact bank concerned.) If in the Philippines: * Income Tax Return (latest) * Certificate of employment with compensation * Business Permit (if self-employed) * Community Tax Certificate * T.I.N. (Tax identification Number) * Bank Statement (for the last 6 […]

REAL ESATE LAWS AND REFERENCES 2.9

Why is there a need of a Reservation Agreement when there is Contact to Sell, and why there is a need of a Deed of Sale when there is Contract Contract to Sell The Reservation Agreement pertains to the agreement that focuses on the terms and conditions on the payment of reservation fee. This is actually the […]

REAL ESATE LAWS AND REFERENCES 2.8

If I purchase a pre-selling condo or house and lot by monthly installment, what are the requirements and procedures if I want to sell it to a third party when the property is not yet fully paid. For pre-selling projects, the transaction always starts with a reservation fee and the document to be signed for […]

REAL ESATE LAWS AND REFERENCES 2.7

What are the requirements from Pag-ibig for loan application? PAG-IBIG LOAN If Employed or Self-employed: * Community Tax Certificate  – This is easily secured at the City Hall, Barangay Hall. Your Real Estate Agent can help you secure this. * Proof of Billing (original) – Any utility bill like electric bill, waterbill, internet, insurance, etc. to show […]

REAL ESATE LAWS AND REFERENCES 2.6

What can be done if I have paid the lot propety in full but no contract to sell can be provided by the developer? “I purchased lot by 2 years installment without interest  from a developer who promised contract to sell, but I have already paid the lot in full and it’s been more than […]

REAL ESATE LAWS AND REFERENCES 2.5

What is the standard practice in the sharing of expenses for the transfer of title? The following is the standard practice in the sharing of expenses between the buyer and seller when transferring the real estate property title to a new owner: ON THE ACCOUNT OF THE SELLER: Capital Gains Tax equivalent to 6% of […]